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If you score 80% or better, you'll receive a personalized Certificate of Achievement recognizing your understanding of the personal finance principles taught in the Foundations curriculum. Process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or principal payments on time as stipulated in the mortgage contract (foreclosure, refund), The difference between the wholesale price and retail price (margin, markup), Having to do with a personʹs honesty and moral attributes (integrity, impulsive), Type of yard sale with more items, usually the entire contents of a household (pawn shop, estate sale), Retail store where people sell items and the owner of the shop gets a percentage of the sale (consignment shop, convenience store), The process of quantifying costs and benefits of a decision (cost-benefit analysis, purchase plan), A public sale in which property or items of merchandise are sold to the highest bidder (thrift store, auction), To bargain for a lower price (window shop, negotiate), The exchange of goods or services without the use of money (barter, bargain), The ability to walk away from a purchase when negotiating (walk-away power, buyerʹs advantage). 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